Loss, damage or theft of luggage, possessions and money can be covered by your travel insurance policy. If you are unfortunate enough to be a victim of theft report it immediately to the police who will provide you with a statement to show your insurer when you make the claim. Travel insurance policies will generally limit claims for single items - the limit can vary from as low as £200 up to £1000 or more. There is likely to be a similar limit on the total paid to replace valuables, such as cameras or jewellery. Check that these limits are sufficient for your needs. If you end up losing your luggage on route make sure you are covered and do not rely on compensation from the airline. It is recommended that you buy the necessary replacements which you will be able to claim for after your trip if you are properly covered by a good insurer. With money, passports, important documents and any valuables it is a good idea to carry these items in your hand luggage in case of luggage loss. Do not take large quantities of cash with you on a trip; try to take a mixture of cash and travellers cheques. Which you should keep in a safe deposit box or in the hotel safe when you arrive. This will limit the chance of having anything stolen. It is also wise to leave your travellers cheque information at home with your family in case of loss and also leave a credit card at home in case of emergencies.
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